TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah

Optimalisasi Wakaf dalam Kajian Kitab Fathul Qorib pada Mata Pelajaran Kitab di Pondok Pesantren Raudlatul Muhibbin Al-Mustainiyyah Surakarta

2025-12-03T04:56:45+00:00

This study aims to explore the role of teaching the Fathul Qorib book in instilling the values of waqf optimization at the Raudlatul Muhibbin Al-Mustainiyyah Islamic Boarding School in Surakarta. The method applied in this study is qualitative with a descriptive approach. The findings show that the boarding school not only transfers theoretical knowledge of waqf fiqh, but also successfully encourages the internalization of values through a contextual approach. The educational process links classical concepts in Fathul Qorib, such as habs al-ashl wa tasbil al-tsamarah (retaining the principal and distributing the proceeds), with modern ideas such as productive waqf and social investment. The process of internalizing values takes place through three stages: cognitive, affective, and psychomotor, which prepare students not only with a deep understanding of the law but also with vision, creativity, and managerial skills to become skilled nazhir (waqf managers). Thus, Islamic boarding schools play a role in producing prospective nazhir who are able to optimize waqf as a sustainable economic tool, without deviating from the basic principles of fiqh.

Transformasi Akad Tabarru’, Qardh, dan Rahn dalam Era Digital: Analisis Fikih atas Tradisi Ringgit Emas Masyarakat Makassar

2025-11-29T16:28:38+00:00

Ringgit Emas is a traditional debt-based practice in Makassar society rooted in trust and communal values. However, the rise of digital economics and the transformation of Islamic financial systems necessitate a renewed analysis of the underlying contracts, particularly tabarru’, qardh, and rahn. This study aims to examine the Ringgit Emas tradition through the lens of classical Islamic jurisprudence and assess its relevance within the ecosystem of digital Islamic finance. This research employs a qualitative-descriptive approach supported by literature review and normative analysis. The findings reveal that Ringgit Emas embodies the spirit of mutual assistance (tabarru’) aligned with the objectives of Islamic law (maqāṣid al-syarī‘ah), yet its practice often shifts toward burdensome and inequitable arrangements. In the digital context, qardh and rahn have undergone significant transformation through Islamic fintech platforms, digital gold collateral systems, and enhanced technology-based security mechanisms. This study concludes that Ringgit Emas can remain culturally preserved as long as its contracts are reconstructed to be more transparent, fair, and compatible with modern Islamic financial principles.

Transformasi Digital dalam Perbankan Syariah: Strategi, Tantangan, dan Peluang Menuju Era Keuangan Inklusif

2025-12-05T22:33:36+00:00

Digital transformation is reshaping the Islamic banking industry through the acceleration of technology adoption, efficiency improvement, and expansion of financial inclusion. This study examines the strategies, challenges, and opportunities of digital transformation in Islamic banking using a qualitative literature-based approach. The findings show that digitalization enhances service efficiency, supports innovation, and widens access to Shariah-compliant financial services. However, issues such as limited internet infrastructure, cybersecurity risks, and insufficient digital competencies remain significant challenges. This study highlights the importance of aligning technological innovation with Shariah governance to achieve inclusive and sustainable Islamic financial development.

Integrasi Human Capital dan Etika Kerja Islam dalam Pengembangan SDM Halal di Indonesia

2025-12-06T00:27:35+00:00

This study aims to analyze the needs and strategies for strengthening human resources (HR) in the halal industry in Indonesia through a library research approach. This study is motivated by the increasing global demand for halal products and services, which requires a competent and certified workforce, and the need to integrate Islamic values into professional practice. The research method uses a systematic literature analysis of national and international scientific sources to identify profiles, competency gaps, training models, and halal HR development policies. The results show that the distribution of the halal workforce in Indonesia is dominated by the food and beverage, pharmaceutical, and tourism sectors, while the availability of halal-certified workers remains far below industry needs. The main factors contributing to the shortage of skilled workers include limited curricula, certification costs, disparities in training infrastructure, and weak collaboration between stakeholders. This study found that competency-based education, link-and-match programs between universities and industry, and the application of digital technologies such as blockchain, artificial intelligence, and e-learning are effective solutions for improving the quality of halal HR. The integration of human capital theory and Islamic work ethics demonstrates that technical and moral competencies play complementary roles in strengthening the competitiveness of the halal workforce and ensuring the sustainability of a values-based economy. In conclusion, strengthening halal human resources in Indonesia should be directed at establishing a collaborative ecosystem between the government, industry, and educational institutions through digitalization strategies, sustainable certification, and the internalization of Islamic work ethics. This study contributes to the development of a scientific framework for halal economic development and offers an empirical basis for formulating national policies toward Indonesia's position as a global halal industry hub.